About our prepaid cards

The perfect gift or reward

Why try to guess what your friends or employees want?  With VISA or MasterCard Universal Gift Cards you can give them exactly what they want: the flexibility to choose their own gift or reward.

How do they work?

Prepaid cards look like and act like credit cards. But unlike credit cards, they store spending power, and don't let you spend more than that prepaid amount.

All our prepaid cards may be used for any number of purchases while the balance is positive and before the card's expiry date.

The spending power is locked until the cards are activated.

For more information, see the FAQs or the Terms & Conditions.



Universal Gift Cards are issued by Heritage Bank Limited ABN 32 087 652 024 AFSL/ACL 240 984.

VISA is a registered trademark of Visa International, Inc. MasterCard is a registered trademark of MasterCard Asia/Pacific Pte. Ltd.

Universal Gift Card Pty Ltd ABN 25 092 828 772 was established in 2005 and is part of Zenith Payments Pty Ltd.